Present Value Calculator

Calculate present value of future cash flows and investments

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About the Present Value Calculator

This calculator computes the present value of a future cash flow or investment. Enter a future amount and it returns what that money is worth in today's dollars.

The tool uses the standard present value formula PV = FV / (1 + r)^n, where FV is the future value, r is the discount rate per period, and n is the number of periods. You supply three inputs: the future amount, the discount rate, and the time until you receive the money. The discount rate should reflect your expected return or the rate you could earn on an alternative investment. For major financial decisions, consider speaking with a professional.

  • Enter the future value you expect to receive.
  • Type the discount rate as a percentage per period.
  • Enter the number of periods, then read the present value result.